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Guernsey
Jersey
Isle of Man
Isle of Wight, UK
Life Insurance
Providing affordable financial security for you and your family to help safeguard their future.
- "Who will pay the bills?"
- "I never thought it would happen to me."
- "Some cover would have been better than nothing."
We are all familiar with insuring our home or car, but have you considered how your family will manage financially if the unexpected happens?
It's a common misconception that Life Insurance is something that people take just to protect a mortgage but it can be so much more than this. Our friendly and experienced advisers
can help you find the products most suitable for you and your circumstances.
Looking for a Mortgage?
Using a broker can save you time and stress!
Frequently Asked Questions
What type of Life Insurance policies do you offer?
There are several different types of policy available for both personal and business customers, but the more commonly known policies that we can provide are Life Cover, Critical Illness Cover and Income Protection. Our policies can be tailored in countless different ways and one size does not fit all, so feel free to get in touch with our friendly advisers, tell them what you need and they will be happy to help you.
How much does Life Insurance cost?
This depends on what level of cover you need along with your age, your medical history and whether you smoke. Once your adviser understands more about your circumstances and needs they will be able to provide you with an initial quote.
What is the maximum age that I can take out Life Insurance?
The maximum entry age for each type of policy can differ, but there are policies which can last for the individual’s entire lifetime and there are policies that can be taken out when you are in your 80’s, so there are plenty of options for taking out life insurance later in life.
What is Cherry Godfrey’s fee for reviewing my life insurance?
Nothing at all! Our advisers are very happy to provide Life Insurance advice free of charge, so please get in touch with them and find out how they can help you.
Am I still eligible for cover if I have a serious heath condition?
In a lot of cases yes you could be. Your Life Insurance application will be medically underwritten by the insurer and, although your policy could be more expensive than if you had no medical conditions to declare, our advisers are often able to work with the Insurance companies to find you a suitable policy. If you discuss your needs with one of our advisers they will be able to explain the options available to you.
