Our offices may be closed – but Cherry Godfrey is open!

Across Guernsey, Jersey and the Isle of Man, Cherry Godfrey have enacted their robust Business Continuity Plan and our teams are all working remotely from home. We would like to assure you that we are functioning as closely to normal as possible during these uncertain times. Please use the following email addresses and we will direct your enquiry to our teams accordingly:

We will endeavour to respond as quickly as possible to emails received.

Alternatively, our office phones are being accessed remotely by our admin teams so please call 711666.

We are here to help.

Cherry Godfrey provides Loans, Mortgages & Insurance in Guernsey, Jersey and Isle of Man

During these trying times, we would like to reiterate that Cherry Godfrey values you.
We are seeking to identify the best solutions for each of you and invite you to talk to us so that we can work together to navigate this difficult period.
Please consider the following routes for handling your finances.

FAQ's Coronavirus Update
Insurance Updates
ICCI - Wording Clarification

Keep Calm and Carry On

This may seem obvious, but if you are able to continue to pay your monthly instalments, this is the most cost-effective way of addressing your financial commitments. Many of our customers are still receiving income and would be best advised to continue with payments as normal. If circumstances change, come and speak to us. We are here to help.

Extending Terms

If finances are getting tight, you might consider re-organising your finances and extending the length of your loan. This can greatly reduce your monthly payments and make life a little easier. Give us a call.

Consolidate and Defer

It may make sense to consolidate all your loans and credit cards into one affordable loan, then delay the first repayment. Many finance providers and credit card companies may not have the ability to offer this type of solution. Cherry Godfrey can tailor to meet your needs. Talk to us.

Payment Break

We are now offering payments breaks of one month with no fee. The missed payment and interest will be deferred to the end of the loan and we will be in contact with you on a monthly basis to ensure that you are coping during this time. We want to ensure we are providing the right solution for you. By working together, we work better.

Safety Net

Cherry Godfrey can pre-arrange emergency funding up to £5,000 interest only for 12 months. This can then be rescheduled on reducing terms once the landscape has normalised. This facility can be pre-approved and drawn down in tranches (min. £1,000) with a small admin fee applied for each tranche. This facility will only bear interest if you need to draw upon it. The interest rate applied is far lower than an equivalent overdraft with a High Street bank. Call us on 711666.

12 Month Interest Only Loans

Many local businesses and individuals need to protect their capital at this time. Cherry Godfrey can offer you a solution for reducing your outgoings over the next 12 months, with a facility to pay only interest. Then we can reschedule your finance by converting to capital and interest payments once matters return to normal. We are open and ready to talk you!