Your wedding is one of the most exciting days you will ever organise, and like many other couples you want everything to run perfectly. But weddings can be costly, and many couples are opting to take out insurance to protected themselves in the event the worse happens.
With recent events such as the Covid-19 pandemic and significant increases to the cost of living, many couples have been in the unfortunate position of having to cancel or rearrange their special day.
Our experienced team are here to help. They will discuss the options available to you and find the most suitable cover to suits your requirements - leaving you both to enjoy planning your wedding.
*Covid-19 cover is available at an additional premium. This will cover you up to the amount shown in the benefits schedule for any irrecoverable expenses necessarily incurred by you in respect of: ceremonial attire, flowers, photographs, caterers, transport, accommodation (paid for by you) and the services from any other wedding service supplier booked but not used as a direct result of the unavoidable cancellation of the insured event(s) as the result of the death or sickness of the Marrying Couple or a Relative due to contracting Coronavirus within 10 days of the Wedding date or Insured event date, which would make the continuance of the Insured event inappropriate.
** This policy applies to Weddings taking place anywhere in the world - We are unable to provide cover for Insured events taking place in a country or specific area where the Foreign, Commonwealth & Development Office (FCDO) has advised against all, or all but essential, travel. Exclusions apply for certain sections – see policy wording for more information
What do I need to get a quote?
We will only need to ask you a few quick questions about the cost of your wedding to determine how much cover you might need. We will need some basic information such as medical details, and wedding specifics such as dates and venue.We will then run through the different levels of cover you may need and what it will include. We will then provide you with a quote.
What will my cover include?
Wedding insurance covers the costs and services associated with your wedding and the reception such as cancellation, weather conditions and specific items such as cakes and flowers.Different levels of cover are available, and our team would be happy to help you find the best option for you.
How much is Wedding Insurance?
The cost of your wedding insurance will of course depend on the type of wedding you’re planning, how much you will be spending, and what type of cover you require. Wedding insurance generally isn’t expensive for example a wedding hosted in the UK or Channel Islands costing between £20,000.00 and £30,000.00 you could expect to pay around £241.56 including Cancellation/Rearrangement cover for the Coronavirus (Including our £15.00 admin fee)
When should I arrange my cover?
We suggest its best to arrange your insurance as soon as you start spending money on your wedding, to ensure you are covered for as many elements as possible. It will not cost you anymore to sort out your insurance as early as possible, and we can cover you up to two years before your wedding.
When does my cover start?
Your cover will start as soon as you purchase your policy and will automatically cover any deposits you have already paid. Your premium is a one-off payment and can be made by debit or credit card.Generally, your policy cover ends 24 hours following your wedding or wedding reception, whichever is the later, but this can vary by policy.