WARNING: You are using an outdated web browser to view this website. Website performance will be decreased and you might experience bugs and errors.
We reccomend that you upgrade to a modern web browser, like Google Chrome, Microsoft Edge, or Mozilla Firefox, for increased security and functionality.



Isle of Man

Isle of Wight


Directors' & Officers
Liability Insurance

  • Wide range of products available for any size business
  • We have full access to the Lloyd's of London market
  • Highly personalised service
Request a Call Back

Anyone who is a Director or Officer (anyone with any form of authority within a Company) technically faces unlimited liability if a Third 

Party alleges that they have carried out a wrongdoing 

in their role as a Director & Officer.


Anyone can make an allegation and quite often the allegations are spurious but each 

allegation has to follow a legal process which can cost a huge sum of money.

Allegations such as wrongful dismissal, discrimination and acting 

outside of their authority are very common.

A Directors' & Officers Insurance policy pays for legal defence costs in the first instance and 

can go on to pay any subsequent Damages or Civil Fines/Penalties.


The policy covers individual Directors'/Officers and can also cover the Company 

itself in the case of the likes of Health & Safety investigations.

Please submit a Call Back request for further information.

What our customers say
The Best Of reviews

Frequently Asked Questions

What is Directors & Officers Liability (D&O)?

D&O cover protects the Directors and Officers of a Company in the event of an allegation against them in their role as a Director or Officer. If they deny an allegation, it will provide Legal Defence Costs in the first instance and then go on to pay any subsequent Damages if the allegation is proved.

What is an Officer?

Whereas there is a legal definition of a Director under company law, there is no such definition of an Officer. Almost anyone can be deemed as an Officer of the Company and will therefore be picked up under a D&O policy

Will a D&O policy cover negligent work for a client?

No, this is generally picked up under a Professional Indemnity policy.

Who can make a claim against Directors & Officers?

Almost anyone can make an allegation of a wrong-doing against a Director/Officer of a company. These can range from employees, customers, the Government, Regulators and any Third Party.

Pay Online
Request a Call Back