Cherry Godfrey - Guernsey, Jersey, CI Insurance, Loans, Mortgages

Bridging Finance

Short term finance to assist individuals and businesses (Limited companies, LLP, etc) in the purchase or refinance of numerous classes. All debt is secured and loan structured in a flexible manner to meet the needs of the borrower.

• Minimum debt £250,000.
• No minimum term.
• Maximum term 2 years.

Example loans:

Example 1	£1.4m to an individual as bridge finance to purchase a new home ahead of selling his existing home.
Example 2	£1m to a property developer to acquire a site to build housing, following further planning gain. Refinanced on commencement of development.
Example 3	£400,000 to a hotel owner who wanted to invest in adding a SPA to his hotel but given his age and lack of interest from the Bank in a refurbishment facility he was having trouble getting access to the capital from his bank. Refinanced on completion once value added and income increased.
Example 4	£2m to an entrepreneur who needed to upgrade his existing business. the "upgrades" to the business premises led to further profitability. Borrower had significant Jersey reality to use as collateral. Repaid through a mix of asset sales and refinance.
Example 5	£2.5m to an entrepreneur seeking to reorganise his business and prepare it for a float on the London Stock Exchange. Because the business had very complex circumstances the individual could not access capital from his bank in a timely fashion. One year loan because he will be able to refinance at a lower cost with his bank post the reorganisation.

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Cherry Godfrey Insurance Services Limited is licensed by The Guernsey Financial Services Commission.

Cherry Godfrey Insurance Services (Jersey) Limited is regulated by The Jersey Financial Services Commission in the carrying on of investment and general insurance mediation business.

Cherry Godfrey Finance (Isle of Man) Limited is registered with the Financial Services Authority under the Designated Business Act 2015 and licenced by the Office of Fair Trading under the Moneylenders Act 1991.